Flat Branch Home Loan Programs
First Time Home Buyer Loans
There are countless loan programs made specially for first-time homebuyers, but which one is ideal for you? Each of these programs offer unique solutions to common concerns for first-timers. If you're curious about a particular program and its eligibility requirements, please reach out to Aaron. He can help determine the best program for you!
Conventional Home Loans
Conventional mortgages are any type of home loan that is not secured by a government entity, like the USDA or VA. Essentially, it’s your standard mortgage. Flat Branch Home Loans offers very competitive rates and closing costs. Aaron has the knowledge and expertise to help you navigate through the path of finding the right loan program for you.
Community Champions Program
Community Champions is a Flat Branch exclusive product where we aim to give back to those who give so much! We developed the Community Champions program to show appreciation for those who serve the communities we live in. The Community Champions program can be used with the following loan programs: VA, FHA, USDA & Conventional Loans.
USDA Loan Program
U.S. Department of Agriculture (USDA) loans allow buyers to purchase a primary residence in a rural or suburban area with no down payment and a low interest rate. USDA interest rates are often lower than other loan programs. All USDA loans are insured by the government and Aaron can help you determine if this is the right loan option for you!
FHA, VA, and NIFA Loans
The Federal Housing Administration (FHA) loan program benefits buyers purchasing a primary residence with a low down payment while getting a favorable interest rate.
FHA loans are a great way to save money on your home purchase or refinance. FHA loans are designed for low- to moderate-income homebuyers who may have less-than-great credit. You do not have to be a first-time homebuyer to qualify for this program.
Loans guaranteed by the U.S. Department of Veterans Affairs (VA) are made by lenders to eligible veterans to aid in the process of buying a home. One of the primary benefits of the VA loan is that the borrower doesn't pay PMI, making your monthly payments more affordable.
NIFA Loans help Nebraskans purchase their own home through offering a variety of NIFA loan programs.
Which program is for you? Contact Aaron and he can help you determine which home loam is for you!